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Independent UK reporting on scams, fraud and financial harm

The Fraud Center

Scam type

Clone firms

Clone firms copy real authorised firms to steal your money

Two near-identical letterheads side by side under a magnifying glass
Illustrative image for Clone firms.
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What it is

A clone firm takes the name, reference number and even the letterhead of a genuine Financial Conduct Authority authorised firm, then substitutes its own phone number, email or website. The real firm is a victim too. The FCA publishes clone warnings when it sees this happening.

How to protect yourself

  • Compare every contact detail against the FCA Financial Services Register, character by character.
  • Phone the firm back on the number listed on the Register, not the number you were given.
  • Treat any mismatch in a website domain or email address as disqualifying, not a clerical error.
  • Remember that a genuine reference number can be stolen; the number alone does not prove you are dealing with the real firm.

Latest matching alerts

17 recent warning or reports matching this type.

Capital Zodiac logo

FCA Warning List· 7 Sept 2026

Capital Zodiac

  • New
  • Clone firm
  • Phone published
  • Website published

Website published by the FCA: capitalzodiac.com

Telephone numbers published by the FCA: +33179976683

Source: FCA Warning List entry
wealth-db.co.uk logo

FCA Warning List· 21 Aug 2026

wealth-db.co.uk

  • New
  • Clone firm
  • Phone published
  • Website published

Website published by the FCA: wealth-db.co.uk

Telephone numbers published by the FCA: 020805802143, +442075458000

Source: FCA Warning List entry
Yield Harbor logo

FCA Warning List· 20 Aug 2026

Yield Harbor

  • New
  • Clone firm
  • Phone published
  • Website published

Website published by the FCA: yieldharbor.co.uk

Telephone numbers published by the FCA: +4407757416086

Source: FCA Warning List entry
Zenith Grow logo

FCA Warning List· 20 Aug 2026

Zenith Grow

  • New
  • Clone firm
  • Phone published
  • Website published

Website published by the FCA: zenithgrow.com

Telephone numbers published by the FCA: +4474883999042

Source: FCA Warning List entry

Latest updates

Recently changed matching reports, with links to the change log or source record.

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